home loan

Know the Factors to Consider While Taking a Home Loan

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The interest rate charged on a home loan is an important determinant of the EMI amount. The RBI (Reserve Bank of India) has recently maintained its policy rate at 4%. As a result, it enabled numerous lending institutions to keep low-interest rates on home loans. Prominent lenders are offering home loans to new applicants at current … Read more

Is it Better to Apply for a Home Loan Offline or Online? Here’s How to Decide

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A home loan is also called a mortgage loan. In this case, banks or financial institutions lend money to buy a house or a flat. The lending institution considers the property as collateral. The borrower needs to repay the amount along with interest in the form of EMIs. It continues for a period that may … Read more